As published by Sahamati and India's Ministry of Finance, India's RBI-regulated Account Aggregator (AA) framework is a consent-based financial-data-sharing architecture. A licensed NBFC-AA acts as a data-blind consent manager between Financial Information Providers (FIPs, such as banks) and Financial Information Users (FIUs, such as lenders), moving encrypted data the AA itself cannot read. The Reserve Bank of India recognised Sahamati as the Self-Regulatory Organisation (SRO-AA) for the ecosystem on 5 June 2026, responsible for technical and operational standards, dispute resolution and interoperability across the network. The ecosystem covers billions of accounts enabled for data sharing and a large user base across banking, securities, insurance, tax and pensions (as published — confirm current requirements with your adviser).
LATYNEX Digital builds the systems-integration layer around your own FIU or FIP role and your chosen AA partner. This page covers that work for Gurugram businesses. The general service is at Workflow Automation & Systems Integration, and the market overview is at LATYNEX Digital for businesses in Gurugram. Delivery is in English, and this page names no client.
Typical industries
- NBFCs and lenders acting as Financial Information Users
- Fintech platforms building consent-based credit or advisory products
- Wealth and insurance platforms integrating financial data with consent
- Banks and financial institutions acting as Financial Information Providers
- Product and engineering teams integrating an AA partner into an existing workflow
Common lead-handling problems
- A consent-request flow designed like generic open banking, not the AA's data-blind intermediary model
- No clear internal owner for the FIU role once an AA partner is chosen
- Consent artefacts and the data actually received tracked in different places
- No workflow for what happens when a user revokes consent mid-flow
- Interoperability and dispute-handling expectations from Sahamati not reflected in the integration
Direct answer
If your Gurugram NBFC or fintech is integrating with a licensed Account Aggregator, LATYNEX can build the systems-integration layer around your FIU or FIP role: the consent-request flow, the record of what was consented to and what data was received, and handling for consent revocation and re-request, matched to your chosen AA partner and Sahamati's interoperability standards.
Why the global page and the Gurugram hub are not enough
The global Workflow Automation & Systems Integration page has no licensed data-blind intermediary to design around, and the Gurugram hub is broad discovery for the market. Unlike a generic CRM or lead-workflow build, or an open banking regime elsewhere, integrating with the AA network means building to a specific consent-request and FIU or FIP role, RBI licensing constraints on who can act as an AA or FIU, and Sahamati's interoperability standards, a materially different systems-integration problem because none of those other regimes run through a licensed data-blind intermediary.
What we configure and build
The work sits around your own AA integration, not in place of the AA, the FIP or RBI licensing.
- A consent-request workflow reflecting your FIU or FIP role and your chosen NBFC-AA partner
- A record linking each consent artefact to the data actually received under it
- Handling for consent revocation, expiry and re-request
- A status view of pending, active and revoked consents
- A written handover of the data model and integration points
What stays with you and RBI / Sahamati
Your own FIU or FIP registration and RBI licensing status, all consent flows with end users, choice of AA partner, and the data actually received stay with you. We build the workflow around those facts; we do not hold your AA licence or your users' consent artefacts.
What needs API support or custom scope
Any live connection to an AA, FIP or FIU endpoint depends on your own licensing and integration access and is scoped per project after technical review. LATYNEX claims no RBI licence, no AA status, and no Sahamati accreditation.
What we do not do, and where LATYNEX is not the right fit
LATYNEX does not act as an Account Aggregator or FIU, does not hold or process your AA consent artefacts, gives no regulatory or licensing advice, and does not certify compliance with RBI or Sahamati standards. It has no Gurugram office or named clients, and delivery is in English only. If your AA integration already runs through an existing platform with no workflow gap, this page is not for you.
How delivery actually works
LATYNEX Digital has no office in Gurugram and does not claim one. We work with Gurugram businesses remotely, over video calls and written updates, in English, with the same team and process as in every other market.
Questions
Do you have an office in Gurugram?+
No. We work with businesses in Gurugram remotely, over video calls and written updates, in English, and we do not imply a local presence.
Do you act as an Account Aggregator or hold our AA licence?+
No. We hold no RBI licence and no AA status. We build the workflow around your own FIU or FIP role and your chosen licensed NBFC-AA partner.
What is Sahamati's role in this?+
As published, the Reserve Bank of India recognised Sahamati as the Self-Regulatory Organisation for the Account Aggregator ecosystem on 5 June 2026, setting technical and operational standards, dispute resolution and interoperability. We build to those standards where they are documented; we do not represent Sahamati.
Does this integration make us compliant with RBI's AA framework?+
No. We give no regulatory or licensing advice and cannot say an integration is compliant. Confirm current requirements with your adviser and your AA partner; we build the workflow to the data and roles they specify.
How are you invoiced, and in what currency?+
In EUR, by Latynex Trade OÜ, a company registered in Estonia (EU). Tax treatment for a client in India is confirmed on the quote, and we do not give tax advice.
What happens next
- 01
We map the process and the tools
Where the work starts, what is done by hand, which systems are involved.
- 02
We pick the simplest reliable route
A platform, a workflow or a little custom code — whichever is simplest and safest for this outcome.
- 03
Scope and price in writing
One scope and one price for you to approve. Nothing starts before you agree.
- 04
We build it with failure handling
Retries, duplicate protection and a named person told when something breaks, in accounts you own.
- 05
Test, monitor, hand over
We check it against real cases, agree who watches it, and document how it works and what to do when it fails.
Who you would be working with
- Company · Who you would be working with
- LATYNEX Digital is a service line of Latynex Trade OÜ, a company registered in Estonia (EU). Contact: info@latynexdigital.com.
- How we work · Delivery
- Remote, in English, with the person who would run the project. No local office is implied in any market.
- How we work · Commercial terms
- One scope and one price, agreed in writing before work starts. Your accounts, code and domain stay yours; any access we use is granted by you and can be withdrawn.
There are no client case studies on this page, and none are implied. What LATYNEX has built and runs itself is on the portfolio, each system labelled by stage. Published prices are on the pricing page; anything not listed there is scoped and quoted after review.